Lentor
Legal

Terms of Use

Review the rules that govern use of Lentor's website, online forms, and mortgage application workflows.

Website use

Covers access to the site and use of online mortgage forms.

Application flow

Explains verification, underwriting, and no-approval language.

Applicable law

References Ohio requirements alongside federal mortgage rules.

Acceptance of Terms of Use

By accessing this website and submitting a mortgage application through our online forms, you agree to these Terms of Use, our Privacy Policy, and any applicable state and federal regulations, including the Ohio Residential Mortgage Lending Act (RMLA) and federal laws governing mortgage transactions.

Eligibility

You must be at least 18 years of age and a resident of the United States to use this website or submit a mortgage application. This site is not intended for use by individuals under 13 years of age. See Children's Online Privacy Protection Act (COPPA) in our Privacy Policy.

No Commitment of Approval

Submitting a mortgage application or prequalification request via our website www.lentor.com does not constitute a commitment to lend or an approval of your loan request. All loans are subject to underwriting guidelines, verification of application information, and credit approval.

Accuracy of Information

You agree to provide accurate, current, and complete information in your application. Misrepresentation of identity, income, employment, or any other information may result in denial of your application and could constitute mortgage fraud, subject to penalties under federal and Ohio law.

Authorization to Obtain Credit and Verify Information

By submitting an application online at www.lentor.com, you authorize Advantage Plus Mortgage, LLC and Lentor to:

  • Obtain your credit report from one or more credit reporting agencies.
  • Verify your employment, income, assets, and other relevant information with employers, financial institutions, and third-party vendors.
  • Share your application information with lenders, underwriters, and other service providers as necessary to process your loan.

Data Privacy and Security

Your use of this site www.lentor.com and submission of personal information is also governed by our Privacy Policy, which complies with the Gramm-Leach-Bliley Act, the Ohio Personal Privacy Act, and any other applicable laws. We use encryption, secure socket layer (SSL) protocols, and restricted access to protect your data.

Use of the ARIVE Loan Origination Platform

If your application is processed through our ARIVE borrower portal:

  • Your information will be entered into ARIVE for processing and document management.
  • ARIVE is a third-party technology provider and does not make lending decisions.
  • ARIVE's Privacy Policy applies to their handling of your information; our Privacy Policy applies to how Advantage Plus Mortgage, LLC and Lentor manages it.

Intellectual Property

All content on this website www.lentor.com, including text, graphics, logos, and downloadable materials, is the property of Advantage Plus Mortgage, LLC and Lentor and is protected by copyright and trademark law. You may not reproduce, distribute, or display any portion without prior written consent.

Prohibited Conduct

You agree not to:

  • Submit false or misleading information.
  • Use the website for unlawful purposes.
  • Attempt to gain unauthorized access to our systems or data.

Limitation of Liability

The company makes no warranties regarding the operation of the site or the accuracy of information provided, and we are not liable for any damages arising from your use of the site or submission of an application, except as required by law.

Governing Law

These Terms are governed by the laws of the State of Ohio and applicable federal law. Any disputes will be resolved in the courts of the State of Ohio.

Changes to Terms of Use

The company may update these Terms of Use from time to time. Continued use of the website after changes are posted constitutes your acceptance of the updated Terms.

Contact Us

For questions about these Terms of Use, please contact:

Compliance Officer

Email: complianceofficer@lentor.com

Phone: 614-496-8692

Excellent Lending & Realtor AI Tools

4.9/5 based on 125+ reviews

Moustapha Bousso

Best mortgage company I ever worked with. the team at Lentor is amazing; they will assist you during the entire process and make the transaction so smooth than you feel like they work just for you.

Scott Lister

This is the 3rd house I have bought and this has overall ben the smoothest transaction out of all of them. Lentor made it super easy to get the best deal. They shopped around for the best rates for me and were very responsive to all my questions...

Allison Savage

My team at Lentor was very personable with me and put my needs/wants at their priority! They worked timely and were always available when I needed them. My first time home-buying experience was great thanks to Teri and her team!

Frankie B

My experience with Lentor team was A1. They were easily accessible, provided guidance, answered any questions my husband and I had, friendly and easy to talk to. The team thoroughly explained each step of our process and celebrated …

Owen Paulus

Lentor was great! Everyone was very friendly and always able to help. They were very thorough and did everything they could to ease the stress of buying a home. Highly recommend!

Cindi Watkins

Lentor was easy to work with and got my buyer out of a bind when his lender could not get the deal to the closing table. BAM! In 2 weeks Teri Blair closed the deal! Her communication with myself and my client was phenomenal!

FWP Weber

The usually stressful process of finding and buying a house was made muss less stressful with Lentor, due their professionalism. Lentor went above and beyond to make buying our first home an incredibly easy and …

Jason Armstrong

I have been very happy with my many transactions with Lentor. The entire team works diligently together to get the job done. I highly recommend using Lentor for a smooth easy process every time.

Nate Strojek

Excellent service and a great help with purchasing a home. Always there answer calls and emails. Made the first time home buying easy and smooth.